Yacht insurance coverage is good when you sail your boat all over the California waterways for a summer adventure. Even if you always follow yacht safety guidelines on your adventures, considering potential hazards lurking in unfamiliar waters is still a good idea.
Securing Yacht Insurance Coverage Today
You can then decide whether your yacht insurance policy might need an upgrade to handle the risks involved.
California Yacht Safety Guidelines
California is a prime yachting destination because there are many water bodies, climates, and scenery. Whether your California adventure takes you into warm Pacific waves or chilly alpine lakes, here are a few safety precautions you should always heed:
- Let a friend or relative know your float plan.
- Bring enough life jackets for everyone you might bring on board.
- Apply for a California boater card.
- Have some first-aid supplies in case of emergency.
- Always double-check the weather on the day of departure.
Amazing California Destinations and Yacht Insurance Coverage
Yachting at different locations and its effect on insurance is something to discuss with your insurance agent before setting sail. For example, consider how the following destinations might require tweaks to your existing coverage.
Lake Tahoe
The deep, clear waters of Lake Tahoe are situated in the Sierra Nevada Mountains, 6,000 feet above sea level. It is an ideal location to loaf and enjoy the scenery as you sail past Emerald Bay State Park. It is also a perfect place to fish for trophy-size salmon and trout.
To help keep Lake Tahoe in pristine condition, the state government requires you to report any accidental oil leaks. Yacht insurance matters because of the high price of environmental restoration in this area.
Newport Beach
Newport Beach and the Balboa peninsula are favorite destinations of animal lovers. You can cruise right alongside gray whales in winter or spring and giant blue whales in summer and fall. You can practice your wildlife photography skills on sea lions, dolphins, and nesting puffins here.
Adventures that involve animals always incur additional risks. Be sure your insurance policy covers damage from the following:
- Encounters with sharks.
- Engine damage from zebra mussels.
- Cracked windows from bird strikes.
- Chipped paint due to insect splatter.
Lake Havasu
The bluest lake in the state is on California’s eastern border with Arizona. Its name comes from the native Mojave word for blue. These warm waters are perfect for swimming, fishing, and boating. The shores also have marinas and casinos where you can have fun in the evenings.
When coming on shore, there is always a risk of someone damaging or stealing items from your yacht. You may have yacht club insurance to protect you at your home marina. However, a theft at a dock away from home can ruin a vacation.
Yacht Safety Guidelines
Part of the thrill of exploring new places is telling the tale when you arrive safely back home. Be sure your vacation stories all have happy endings. Follow yacht safety guidelines and guard against financial loss as you visit California’s incredible boating destinations.
About Mariners Insurance
Mariners General Insurance Group was founded in 1959 to protect boat owners and marine business clients. We are marine insurance experts and insure boats worldwide – in every ocean on the planet. Marine insurance is critical if you own a boat or nautical business. Trust the professionals with all of your Boat Insurance needs – trust Mariners Insurance. Call us at (888) 402-5018 any time you have questions or concerns about insurance for your vessel or marine business.
