Boats provide opportunities for fun, relaxing, and recreational activities on the water. As the new year approaches, take time to plan out your upcoming adventures. While you imagine the enjoyable possibilities to embark on the water with friends, family, and fellow boating enthusiasts, don’t forget to ensure your boat insurance is current. Active insurance is one of the most important parts of setting your goals for a fulfilling and safe boating experience in 2024. 

8 Essential Boating Goals for 2024

Start the year off right by outlining your boating goals for the upcoming year. Here are some essentials to get you started:

1. Skill improvement: Enhancing boating skills through courses or certifications is critical to ensure you have the proper safety skills out on the water. Even if you’ve taken courses in the past, it’s a good idea to participate in a refresher to ensure you remember everything from previous instructions and learn any new or updated methods. 
2. Exploration targets: Spending time on your boat for any reason is exciting, but planning specific destinations for exploration is particularly gratifying. Think about where you want to go, and plan a trip after carefully researching the route and destination. 
3. Safety focus: Carrying boat insurance is the responsibility of all boaters. Accidents happen no matter how careful you are. Boat insurance helps to protect your passengers and craft by giving you coverage for accidents, storm damage, vandalism, and liability costs. 
4. Review your insurance policy: Purchasing an insurance policy and forgetting about it could cost you. You must regularly review and evaluate your current insurance policies to make any necessary changes and updates. Updating your policy not only familiarizes you with your coverage types and limits but also ensures your insurance addresses your changing needs and the value of your assets. 
5. Consider boating insurance needs: A comprehensive insurance plan gives you the best coverage for a broad range of possibilities. Keep in mind the risk of collision from boating accidents, injuries to passengers or pets, and the possibility of damage from theft, vandalism, fire, or sinking. Depending on where you live, weather-related damage to your boat could be a significant concern. 
6. Eco-friendly practices: Consider how your boating practices impact the environment, and commit to practicing responsible and sustainable boating habits.
7. Community involvement: Participate in boating-related events or conservation efforts to get involved in your community, make a difference, and meet some like-minded people and potential friends. 
8. Boat maintenance: Prioritize upkeep and necessary improvements to spot issues before they worsen and cost you more money to fix. 

Boat Insurance Goals

Boat insurance is a critical aspect of safety and protection for all serious boaters, whether you own and operate a sailboat, speedboat, or pontoon or you have specialty insurance needs in mind for comprehensive yacht coverage. Speak with your insurer to get guidance and advice on the type of policy for your needs. 

At Mariners Insurance, we have decades of experience providing insurance for all types of watercraft. Contact us today to learn more about your insurance options and allow us to assist you in getting the boat insurance policy that fits your craft and provides the protection you need to enjoy the year ahead without worry. 

About Mariners General Insurance Group

Mariners General Insurance Group was founded in 1959 to protect boat owners and marine business clients. We are marine insurance experts and insure boats worldwide — in every ocean on the planet. Marine insurance is critical if you own a boat or nautical business. Trust the professionals with all of your Boat Insurance needs — trust Mariners Insurance. Call us at (888) 402-5018 any time you have questions or concerns about insurance for your vessel or marine business.